Official Finance of America Reverse Partner: Frank Stiebel & S.O.S. Loans
- Finance of America Reverse
- HomeSafe Jumbo Reverse
- Frank Stiebel Mortgage Broker
- California Reverse Mortgage
- HECM vs Proprietary Reverse
- Reverse Mortgage Companies
Authorized Partner: Finance of America Reverse & Frank Stiebel
For California homeowners considering a reverse mortgage, the name Finance of America Reverse (FAR) stands out as a national leader in innovation. But did you know you cannot walk into a "store" to get their products? You need an authorized, expert partner.
S.O.S. Loans and Principal Broker Frank Stiebel are your official local connection to Finance of America's suite of products. We combine the massive lending power of one of the nation's largest reverse mortgage lenders with the personalized, local service of a California expert.
National Strength. Local Expertise.
Access the exclusive "HomeSafe®" Jumbo Reverse Mortgage through S.O.S. Loans.
Why Choose a "Finance of America" Partner?
While many lenders offer the standard government HECM loan, Finance of America is famous for creating the HomeSafe® suite of proprietary products. These are designed specifically for the California market, where home values often exceed federal lending limits.
As an authorized partner, Frank Stiebel can offer you:
🏡 The HomeSafe® Advantage (Jumbo Reverse)
If your home is worth more than $1.1 Million, a standard reverse mortgage might shortchange you. The HomeSafe® product—available through S.O.S. Loans—allows you to:
Access up to $4,000,000 in loan proceeds (vs. the much lower federal limit).
Eliminate Mortgage Insurance: Save thousands by avoiding the upfront mortgage insurance premiums required by FHA loans.
Protect Your Legacy: Ideal for high-value estates in areas like Palos Verdes, Montecito, and Newport Beach.
Comparison: Standard HECM vs. HomeSafe®
Why does working with a Finance of America partner matter? Compare the potential liquidity.
Feature | Standard FHA Reverse (HECM) | HomeSafe® (via Frank Stiebel) |
|---|---|---|
Max Claim Amount | Limited to ~$1,149,825 | Up to $10,000,000 Value |
Max Cash Out | Capped by FHA Limits | Up to $4,000,000 Cash |
Mortgage Insurance | Mandatory (2% Upfront) | $0.00 (Huge Savings) |
Property Types | Strict FHA Guidelines | Flexible (Condos, 1-4 Units) |
Frank Stiebel: Your California Guide
Navigating these specialized financial products requires more than a call center script. You need a broker who understands California real estate trusts, complex income structures, and high-value appraisals.
Frank Stiebel has spent decades helping California retirees unlock their wealth. By partnering with Finance of America, he brings you the most powerful tools in the industry, delivered with the care of a local business owner.
Unlock Your Home's True Value
Don't settle for a generic loan. Get the specialized financing your estate deserves.
Written by Frank Stiebel
Senior Equity Strategist & High-Value Lending Expert
Frank Stiebel has spent two decades navigating the complexities of California’s luxury real estate market. Specializing in high-limit equity solutions, Frank provides the strategic guidance needed to structure Jumbo Reverse Mortgages for sophisticated homeowners, ensuring liquidity and estate preservation in California’s most exclusive enclaves.