SOS Loans - A California Direct Lender & Broker
ILWU Personal Loans

ILWU Personal Loans | Fast Cash for Longshoremen | Bad Credit OK

By S.O.S. Loans
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ILWU Personal Loans | Fast Cash for Longshoremen | Bad Credit OK

ILWU Personal Loans: Fast Cash for Dockworkers

For over 25 years, S.O.S. Loans has been a trusted financial partner for the men and women of the International Longshore and Warehouse Union (ILWU). Whether you are a Clerk, a Casual, or Class A registered, we understand the unique nature of port work.

We know that shifts can fluctuate, strikes happen, and sometimes you need access to your hard-earned money faster than the Credit Union can provide it.

Need $5,000 - $50,000 Today?

We are located next to the PMA. We know the docks. We lend to the Union.

Check My Rate (No Obligation) »

Why ILWU Members Choose S.O.S. Loans

You have options, including the ILWU Credit Union. But sometimes, banks move too slow. S.O.S. Loans is a Direct Lender, meaning we make our own decisions and fund our own loans.

The S.O.S. Advantage:
  • We Understand "Port Pay": We know how to read PMA pay stubs, including overtime, night differentials, and bonuses.
  • Location: Our offices are located right next to the PMA in Long Beach (World Trade Center) and Oakland. We are your neighbors.
  • Speed: Apply on your break. Get funded by the end of your shift.
  • Bad Credit OK: We focus on your income stability, not just a credit score number.

Proudly Serving All California Locals

Whether you are working the cranes in Oakland or checking containers in San Pedro, we cover every ILWU Local in California. If you are a member of these locals, you are pre-qualified for our expedited review:

Southern California (LA/Long Beach)

Local 13
Longshore
Local 63
Clerks
Local 94
Foremen
Local 26
Security
Local 56
Ship Scalers
Local 29
San Diego

Northern California (Bay Area)

Local 10
SF Longshore
Local 34
Clerks
Local 91
Walking Boss
Local 75
Watchmen
Local 54
Stockton
Local 18
Sacramento

Requirements for Approval

To qualify for our premium unsecured loans (no collateral needed), we require:

  • Income: $6,500+ Gross Monthly Income (Easy for most Class A/B members).
  • Union Status: 2+ Years of history (Casuals with steady hours are welcome).
  • Banking: An active bank account (ILWU Credit Union accounts accepted!).
  • Residency: Must live in California.

More Than Just Emergency Cash

Our loans aren't just for fixing your truck. ILWU members use our funds for:

  • Debt Consolidation: Pay off high-interest credit cards.
  • Home Improvement: Renovate your home in San Pedro or Long Beach.
  • Vacations: Fund that trip during the slow season.

Ready to Get Funded?

Join your brothers and sisters who trust S.O.S. Loans.

Start My Application »

Or Call/Text 24/7: 1-800-503-6648