Personal Loans Los Angeles | Bad Credit OK | $5,000 - $50,000
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Personal Loans in Los Angeles: Fast Funding up to $50,000 (Bad Credit OK)
Living in Los Angeles is expensive. From high rents in Santa Monica to unexpected expenses in the San Fernando Valley, sometimes you need a financial bridge. But traditional LA banks often say "no" if your credit score isn't perfect.
S.O.S. Loans is a direct California lender specializing in helping Angelenos access fast, unsecured personal loans from $5,000 to $50,000. We look beyond your credit score to focus on your income and ability to repay.
Get Funded in 24 Hours
Live in LA County? Complete our simple online application from your phone in under 5 minutes.
Check My Options »LA Personal Loan Requirements
We specialize in assisting high-income earners who may have less-than-perfect credit profiles. To be considered for a loan in Los Angeles, you must meet the following criteria:
- Minimum Gross Monthly Income: $6,500 per month
- Minimum Credit Score: 535+ (Experian)
- Employment: W-2 Income from the same employer for 2+ years
- Banking: Established personal bank account for 2+ years
- Residency: Must live in California (LA County residents welcome)
Serving All of Los Angeles County
We provide personal loans to residents across the entire Greater Los Angeles area, including:
- Los Angeles (City)
- Long Beach
- Santa Clarita
- Glendale
- Lancaster
- Palmdale
- Pomona
- Torrance (Our HQ!)
- Pasadena
- Inglewood
- Compton
- Downey
- West Covina
- Norwalk
- Burbank
- Santa Monica
Why Angelenos Choose S.O.S. Loans
We are not a lead generation site that sells your data. We are a direct lender based locally in Torrance. We understand the unique financial needs of LA residents.
Ready to Apply?
Join thousands of satisfied borrowers in Los Angeles. Safe, secure, and fast.
Apply Now »Or Call/Text our Torrance HQ: 1-800-503-6648
Related: California Debt Consolidation, High Income Bad Credit Loans.
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