Personal Loans Sacramento, CA | Bad Credit OK | $5k - $50k
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- Personal Loans in Sacramento
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- Installment Loans Sacramento
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Personal Loans in Sacramento: Fast Funding up to $50,000 (Bad Credit OK)
As the capital of California and a rapidly growing tech hub, the Sacramento region is booming. But living in the "River City" comes with rising costs. From rising rents in Midtown to unexpected expenses for families in the suburbs, sometimes you need a financial bridge. Traditional banks often say "no" if your credit history has some bumps.
S.O.S. Loans is a direct California lender specializing in helping Sacramento area residents access fast, unsecured personal loans from $5,000 to $50,000. We look beyond your credit score to focus on your income stability.
Get Funded in 24 Hours
Live in the Sac region? Complete our simple online application from your phone in under 5 minutes.
Check My Options »Sac Personal Loan Requirements
We specialize in assisting high-income earners who may have less-than-perfect credit profiles. To be considered for a loan in the Sacramento area, you must meet the following criteria:
- Minimum Gross Monthly Income: $6,500 per month
- Minimum Credit Score: 535+ (Experian)
- Employment: W-2 Income from the same employer for 2+ years
- Banking: Established personal bank account for 2+ years
- Residency: Must live in California
Serving the Greater Sacramento Area
We provide personal loans to residents across the entire Capital Region, including:
- Sacramento (City)
- Elk Grove
- Roseville
- Folsom
- Citrus Heights
- Rancho Cordova
- Arden-Arcade
- Carmichael
- Natomas
- West Sacramento
- Rocklin
- Davis
Why Sac Residents Choose S.O.S. Loans
We are not a lead generation site selling your data. We are a direct California lender that understands the unique needs of the Valley.
Ready to Apply?
Join thousands of satisfied borrowers in Northern California. Safe, secure, and fast.
Apply Now »Or Call/Text 24/7: 1-800-503-6648
Related: San Francisco Loans, San Jose Loans.
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